County Benefits - Life Insurance

  • Life Insurance
  •  
  • In addition to the $10,000 of Basic Life Insurance the County of El Paso provides, eligible employees can purchase more coverage by enrolling in a supplemental term life insurance program.
    (Includes AD & D)
  •  
  • Spouse covered under Medical Plan - $2,000
  • Children covered under Medical Plan - $1,000
  • Supplemental Life
  •  
  • For You - Employee Children Spouse
    $10,000 increments to a maximum of $500,000 NOT to exceed 7 times salary $2,500 increments to a maximum of $10,000 $10,000 increments to a maximum of $100,000 NOT to exceed 50% of employee supplemental life insurance coverage
    New Employee Benefit New Employee Benefit
    Maximum $200,000 without Evidence of Isurability (E of I) NOT to exceed 7 times salary

    E of I may apply in the future
    Maximum $40,000 without Evidence of Insurability (E of I) NOT to exceed 50% of employee supplemental life insurance coverage
  • Supplemental Life Insurance Rates
  •  
  • Example:
  • Employee is 37 years old and his annual salary is $15,000. He elects $100,000 supplemental life insurance. He also elects $50,000 supplemental life insurance for his spouse, who is 33 years old.
  •  
  • 100 x 0.08 = $8.00 per month
  • 50 x 0.062 = $3.10 per month
  •  
  • Employee/Spouse
  • Age Rate / $1000
    Under age 30 $0.053
    30-34 $0.062
    35-39 $0.080
    40-44 $0.115
    45-49 $0.194
    50-54 $0.336
    55-59 $0.565
    60-64 $0.822
    65+ $1.367
  • How to Enroll
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  • 1. Complete the enrollment form(s) and Evidence of Insurability form (if necessary)
  • 2. Return forms to your employee benefits office by the enrollment deadline.
  • 3. For your convinience, premiums will be deducted from your paycheck.